Hana Bank USA
Position: Portfolio Analyst
Location: Fortlee NJ
Salary Range: $48,000 ~ $80,000 (경력에 따라 협의)
주요업무
-Handle the portfolio of loans to small or medium-sized businesses and perform analysis in compliance with the Bank’s requirements
-Communicate with borrowers efficiently to collect required information
-Perform annual credit reviews of the loans assigned in a timely manner
-Assess proper credit risk and risk ratings to the loans as well as propose and support upgrades or downgrades
-Prepare Critical and Classified (C & C) reports
-Perform impairment analysis of non-performing loans and recommend charge-offs as needed
-Propose and support upgrades or downgrades of loans
-Review daily past-due reports and contact the borrowers who are past due < 30 days
-Coordinate with Portfolio Manager for the borrowers who are past due > 30 days
-Keep proper correspondence log of collection efforts
-Conduct assigned site visits
-Review site-visit tickler report and schedule site visits per the manager’s instruction
-Support internal and/or external examinations
-Create reports related to Portfolio Department
자격요건
-Interpersonal skills that enable you to make personal connections, engage customers and behave courteously and professionally at all times.
-Excellent verbal and written communication skills, with the ability to express yourself clearly, politely and firmly
-Strong detail orientation and organizational skills
-Strong analytical skills
-A college degree or equivalent experience
-Ability and willingness to travel for site visits
-Be able to work beyond scheduled hours to meet project deadlines and deliverables
-Knowledge of Jack Henry SilverLake core a plus
-Proficiency in Microsoft Office products with advanced skills in Excel
우대사항
-Experience in portfolio management for a community bank, handling CRE, C&I, and/or SBA loans is a plus
-Underwriting experience is a plus
-Proficiency in Korean a plus
혜택 및 복지
-Competitive salary and a comprehensive benefits package, including 401(k), health, dental, and vision coverage.
-Opportunities for professional development and career growth within the organization.
-A collaborative, inclusive, and supportive work environment that values diversity and teamwork.
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